Frequently Asked Questions
Clear answers, quietly given.
A few of the questions we hear most often. For anything specific to your business, the most efficient next step is a private conversation.
What kind of businesses do you lend to?
We provide private credit to middle-market operating businesses — typically senior-secured or structured facilities against recurring revenue, receivables, enterprise contracts, or operating assets. A particular focus is SaaS and recurring-revenue businesses, including accounts-receivable–backed lending.
Are you a lender or a marketplace?
A lender. StratEdge Capital originates or acquires loans and may hold loan assets on its balance sheet. We are not a loan marketplace, broker network, or matching platform. Borrowers work directly with the firm.
What makes StratEdge different from a bank?
We originate customized private credit rather than fitting a borrower to a standardized bank product. Underwriting is principal-led, structures are tailored to the collateral and cash flow, and clients work with one point of contact — not a rotating cast of loan officers and committees.
What can serve as collateral?
Verified business collateral — including recurring revenue, receivables, enterprise contracts, and operating-business assets.
Is my inquiry confidential?
Yes. Discretion is central to how we work. Conversations and materials are treated as confidential throughout the process.
How do we begin?
Start a private conversation through our contact page. We will respond directly and, if there may be a fit, arrange a confidential discussion.