StratEdge CapitalPrivate Lending

What We Finance

Capital secured by the real value within a business.

We lend against verified business collateral that conventional lenders tend to overlook. Our particular specialty is SaaS and recurring-revenue businesses — including accounts-receivable–backed structures.

Specialty

SaaS accounts-receivable–backed lending.

Software businesses generate durable, contracted, recurring revenue — yet that strength is routinely undervalued by lenders built around hard assets and long operating histories. We underwrite the quality and persistence of recurring revenue and receivables, structuring financing around verifiable payment history, retention, and contracted future cash flow.

Recurring Revenue

Specialty

Subscription and recurring-revenue businesses — including SaaS — carry durable, predictable cash flow that traditional balance-sheet lending tends to undervalue. We lend against the quality and persistence of that revenue, supported by verifiable payment history and retention.

Receivables

Specialty

Accounts receivable, contractual payouts, and other predictable cash-flow assets can be financed on terms that reflect counterparty quality and collection history — including SaaS accounts-receivable–backed structures, a particular specialty of the firm.

Enterprise Contracts

Multi-year service agreements and enterprise contracts with established counterparties represent committed future revenue. We assess counterparty strength, contract terms, and performance history to lend against that contracted value.

Business Assets

Machinery, capital equipment, inventory, and other operating-business assets can secure financing where the underlying value is verifiable and the business case is sound.

Royalties

Royalty and licensing income with a demonstrable, verifiable revenue profile can be advanced against — structured around the durability and concentration of the underlying streams.

Real Estate

Commercial property, transitional assets, and short-duration bridge positions held by an operating business can be financed where there is a clear, verified path to repayment or take-out.

Equity Interests

In select situations, we will consider financing supported by equity interests in established or pre-public companies, where value can be substantiated and the structure is appropriate.

Verified Cash Flow

Where a business generates demonstrable, independently verified cash flow that conventional lenders overlook, we can structure financing around that proven capacity to repay.

Every situation is evaluated on its own merits. If your business holds value that conventional lenders overlook, the most efficient next step is a confidential conversation.